<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Green Mountain Gist</title><link>https://greenmountaingist.com/</link><description>Mortgage research and educational guides</description><item><title>Vermont Mortgage Options: A Practical 2026 Buyer Guide — Green Mountain Gist</title><link>https://greenmountaingist.com/mortgage-options.html</link><guid isPermaLink="true">https://greenmountaingist.com/mortgage-options.html</guid><description>Vermont Mortgage Options: A Practical 2026 Buyer Guide Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Unsubscribe From Green Mountain Gist Mortgage Emails</title><link>https://greenmountaingist.com/unsubscribe.html</link><guid isPermaLink="true">https://greenmountaingist.com/unsubscribe.html</guid><description>Unsubscribe From Green Mountain Gist Mortgage Emails Review program requirements, costs and written offers before making a mortgage decision.</description></item><item><title>VHFA MOVE, $15,000 ASSIST Down Payment Loan and First-Generation Grants in 2026 — Green Mountain Gist</title><link>https://greenmountaingist.com/vhfa-move-assist-15000-down-payment-first-gen-vermont-2026.html</link><guid isPermaLink="true">https://greenmountaingist.com/vhfa-move-assist-15000-down-payment-first-gen-vermont-2026.html</guid><description>VHFA MOVE, $15,000 ASSIST Down Payment Loan and First-Generation Grants in 2026 Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont Property Transfer Tax: Principal Residence 0.50% Tier and $250K VHFA/USDA Exemption — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-property-transfer-tax-principal-residence-vhfa-exemption.html</link><guid 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Gist</title><link>https://greenmountaingist.com/vermont-14-county-conforming-fha-loan-limits-2026.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-14-county-conforming-fha-loan-limits-2026.html</guid><description>Vermont 14-County 2026 Conforming ($832,750) and FHA ($541,287+) Loan Limits Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Why Vermont Uses Town Clerk Land Records, 40-Year Attorney Title Searches and Closings — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-real-estate-attorney-town-clerk-title-search-closing-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-real-estate-attorney-town-clerk-title-search-closing-guide.html</guid><description>Why Vermont Uses Town Clerk Land Records, 40-Year Attorney Title Searches and Closings Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont VA Home Loans and the $40,000 Disabled Veteran Property Tax Exemption — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-va-home-loan-disabled-veteran-property-tax-exemption-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-va-home-loan-disabled-veteran-property-tax-exemption-guide.html</guid><description>Vermont VA Home Loans and the $40,000 Disabled Veteran Property Tax Exemption Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>USDA Zero-Down Rural Mortgages Across Vermont: Why Almost Every Town Outside Burlington Qualifies — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-usda-rural-home-loan-statewide-town-eligibility-guide.html</link><guid 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Gist</title><link>https://greenmountaingist.com/vermont-condo-townhome-chittenden-county-ski-resort-hoa-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-condo-townhome-chittenden-county-ski-resort-hoa-guide.html</guid><description>Financing Chittenden County and Vermont Ski Resort Condos: HOA Reserves and Warrantability | Green Mountain Gist</description></item><item><title>Buying Burlington, Winooski, Barre and Brattleboro Multi-Families With Owner-Occupied Loans — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-multi-family-duplex-burlington-rutland-owner-occupied.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-multi-family-duplex-burlington-rutland-owner-occupied.html</guid><description>Buying Burlington, Winooski, Barre and Brattleboro Multi-Families With Owner-Occupied Loans | Green Mountain Gist</description></item><item><title>Combining Champlain Housing Trust and Vermont Shared-Equity Grants With VHFA Mortgages — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-shared-equity-champlain-housing-trust-down-payment-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-shared-equity-champlain-housing-trust-down-payment-guide.html</guid><description>Combining Champlain Housing Trust and Vermont Shared-Equity Grants With VHFA Mortgages Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont HELOC, Home Equity Loans and Rate-and-Term Refinance Breakeven Math — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-heloc-home-equity-cash-out-refinance-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-heloc-home-equity-cash-out-refinance-guide.html</guid><description>Vermont HELOC, Home Equity Loans and Rate-and-Term Refinance Breakeven Math Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont Jumbo and Second-Home Mortgages: Stowe, Woodstock, Manchester and Lake Champlain — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-stowe-woodstock-manchester-champlain-jumbo-second-home.html</link><guid isPermaLink="true">https://greenmountaingist.com/vermont-stowe-woodstock-manchester-champlain-jumbo-second-home.html</guid><description>Vermont Jumbo and Second-Home Mortgages: Stowe, Woodstock, Manchester and Lake Champlain Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont DEC Wastewater Permits, Mound Septic Systems and Drilled Wells in Underwriting — Green Mountain Gist</title><link>https://greenmountaingist.com/vermont-wastewater-potable-water-supply-permit-mound-septic-guide.html</link><guid 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Colchester and Shelburne Mortgages: Chittenden Suburbs — Green Mountain Gist</title><link>https://greenmountaingist.com/south-burlington-essex-williston-colchester-shelburne-vt-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/south-burlington-essex-williston-colchester-shelburne-vt-guide.html</guid><description>South Burlington, Essex, Williston, Colchester and Shelburne Mortgages: Chittenden Suburbs | Green Mountain Gist</description></item><item><title>Milton, Winooski, Jericho and Hinesburg Home Loans: Commuter Towns and USDA Eligibility — Green Mountain Gist</title><link>https://greenmountaingist.com/winooski-milton-hinesburg-richmond-jericho-underhill-vt-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/winooski-milton-hinesburg-richmond-jericho-underhill-vt-guide.html</guid><description>Milton, Winooski, Jericho and Hinesburg Home Loans: Commuter Towns and USDA Eligibility Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Montpelier, Barre and Waterbury Mortgage Hub: Washington County Flood Maps &amp;amp; VHFA Loans — Green Mountain Gist</title><link>https://greenmountaingist.com/montpelier-barre-waterbury-berlin-northfield-vt-washington-hub.html</link><guid isPermaLink="true">https://greenmountaingist.com/montpelier-barre-waterbury-berlin-northfield-vt-washington-hub.html</guid><description>Montpelier, Barre and Waterbury Mortgage Hub: Washington County Flood Maps &amp; VHFA Loans Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Rutland and Rutland County Mortgage Hub: Affordable FHA, USDA and Killington Corridor — Green Mountain Gist</title><link>https://greenmountaingist.com/rutland-castleton-brandon-poultney-killington-vt-rutland-hub.html</link><guid 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Manchester Mortgage Hub: Southwest Vermont Starter Homes vs Resort Jumbo — Green Mountain Gist</title><link>https://greenmountaingist.com/bennington-manchester-arlington-shaftsbury-pownal-vt-southwest.html</link><guid isPermaLink="true">https://greenmountaingist.com/bennington-manchester-arlington-shaftsbury-pownal-vt-southwest.html</guid><description>Bennington and Manchester Mortgage Hub: Southwest Vermont Starter Homes vs Resort Jumbo Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>St. Albans, Georgia and Fairfax Mortgage Hub: Franklin County High FHA Caps and USDA — Green Mountain Gist</title><link>https://greenmountaingist.com/st-albans-swanton-georgia-fairfax-enisburgh-vt-franklin-county-hub.html</link><guid isPermaLink="true">https://greenmountaingist.com/st-albans-swanton-georgia-fairfax-enisburgh-vt-franklin-county-hub.html</guid><description>St. Albans, Georgia and Fairfax Mortgage Hub: Franklin County High FHA Caps and USDA Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Middlebury, Vergennes and Addison County Mortgage Hub: Champlain Valley Home Financing — Green Mountain Gist</title><link>https://greenmountaingist.com/middlebury-vergennes-bristol-ferrisburgh-addison-county-vt-hub.html</link><guid isPermaLink="true">https://greenmountaingist.com/middlebury-vergennes-bristol-ferrisburgh-addison-county-vt-hub.html</guid><description>Middlebury, Vergennes and Addison County Mortgage Hub: Champlain Valley Home Financing Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Stowe, Morrisville and Lamoille County Mortgage Hub: Elevated FHA Caps and Resort Jumbo — Green Mountain Gist</title><link>https://greenmountaingist.com/stowe-morrisville-hyde-park-cambridge-johnson-vt-lamoille-hub.html</link><guid isPermaLink="true">https://greenmountaingist.com/stowe-morrisville-hyde-park-cambridge-johnson-vt-lamoille-hub.html</guid><description>Stowe, Morrisville and Lamoille County Mortgage Hub: Elevated FHA Caps and Resort Jumbo Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Hartford, Norwich, Woodstock and Springfield Mortgage Hub: Upper Valley &amp;amp; Windsor County — Green Mountain Gist</title><link>https://greenmountaingist.com/white-river-junction-hartford-woodstock-norwich-windsor-vt-hub.html</link><guid isPermaLink="true">https://greenmountaingist.com/white-river-junction-hartford-woodstock-norwich-windsor-vt-hub.html</guid><description>Hartford, Norwich, Woodstock and Springfield Mortgage Hub: Upper Valley &amp; Windsor County Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>St. Johnsbury, Lyndon and Burke Home Loans: Northeast Kingdom FHA, VA and USDA Options — Green Mountain Gist</title><link>https://greenmountaingist.com/st-johnsbury-lyndon-hardwick-danville-burke-vt-caledonia-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/st-johnsbury-lyndon-hardwick-danville-burke-vt-caledonia-guide.html</guid><description>St. Johnsbury, Lyndon and Burke Home Loans: Northeast Kingdom FHA, VA and USDA Options Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Newport, Derby and Orleans County Mortgages: Lake Memphremagog and Jay Peak Corridor — Green Mountain Gist</title><link>https://greenmountaingist.com/newport-derby-barton-orleans-jay-troy-vt-orleans-county-guide.html</link><guid 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Loans: Orange County I-89 and I-91 Commuter Towns — Green Mountain Gist</title><link>https://greenmountaingist.com/randolph-bradford-thetford-fairlee-williamstown-vt-orange-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/randolph-bradford-thetford-fairlee-williamstown-vt-orange-guide.html</guid><description>Randolph, Bradford and Thetford Home Loans: Orange County I-89 and I-91 Commuter Towns Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Mad River Valley Mortgages: Waitsfield, Warren and Sugarbush Primary vs Second Homes — Green Mountain Gist</title><link>https://greenmountaingist.com/waitsfield-warren-fayston-moretown-mad-river-valley-vt-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/waitsfield-warren-fayston-moretown-mad-river-valley-vt-guide.html</guid><description>Mad River Valley Mortgages: Waitsfield, Warren and Sugarbush Primary vs Second Homes Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Physician and Resident Mortgages at UVM Medical Center (Burlington) and Upper Valley — Green Mountain Gist</title><link>https://greenmountaingist.com/uvm-medical-center-dartmouth-hitchcock-vermont-physician-loans.html</link><guid isPermaLink="true">https://greenmountaingist.com/uvm-medical-center-dartmouth-hitchcock-vermont-physician-loans.html</guid><description>Physician and Resident Mortgages at UVM Medical Center (Burlington) and Upper Valley Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Buying in Norwich or Hartford VT vs Hanover or Lebanon NH: Education Tax vs Income Tax — Green Mountain Gist</title><link>https://greenmountaingist.com/upper-valley-vermont-vs-new-hampshire-hanover-norwich-tax-guide.html</link><guid 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Highways and Private Roads: Plowing &amp; Loan Rules Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Vermont River Corridor Flood Insurance, Elevation Certificates and Act 250 Considerations — Green Mountain Gist</title><link>https://greenmountaingist.com/montpelier-waterbury-barre-winooski-river-fema-flood-escrow-guide.html</link><guid isPermaLink="true">https://greenmountaingist.com/montpelier-waterbury-barre-winooski-river-fema-flood-escrow-guide.html</guid><description>Vermont River Corridor Flood Insurance, Elevation Certificates and Act 250 Considerations Review program requirements, costs and written offers before making a mortgage decision. | Green Mountain Gist</description></item><item><title>Island Pond, Canaan and Essex County Mortgages: Rural Northeast Kingdom USDA Financing — Green Mountain 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